Finance
Rachel Reeves Inheritance Protection: What Families Need to
Picture this. A family sits around a kitchen table that’s seen everything. Birthdays. Rows. A dog that once stole a roast chicken. Now it’s covered in paperwork. Land deeds. Company accounts. Scribbled notes. Someone’s tea has gone cold again. And the question hanging in the air isn’t sentimental. It’s practical. If Mum or Dad dies […]
Is the US Economy Actually Doing Well in 2026? It’s Complicated
The American economy’s report card for 2025 is confusing. On paper, things look brilliant. In reality, most Americans reckon they’re struggling. And both sides aren’t wrong. The Numbers Look Good The U.S. economy expanded 4.3 per cent from July through September. That’s the strongest it has been in two years and well ahead of other wealthy nations. […]
The Premium Bonds Myth Your Nan Believes (And Why She’s Wrong)
My nan’s had the same Premium Bonds since 1987. She has never won more than £25. Last Christmas, she says she’s cashing them in to buy new ones because “new bonds win more.” I asked where she’d heard that. “Everyone knows it, love.” That belief lies right at the heart of the NS&I Premium Bonds […]
Your Savings Account Just Got a Lot Less Private: What Rachel Reeves’ New Tax Rules Mean for You
My mate Robbie found out his savings were getting taxed the hard way. Got a letter from HMRC last March demanding £340 he didn’t know he owed. Turned out the interest on his emergency fund had tipped him over the threshold. He didn’t even realise there was a threshold. Stories like his sit right at […]
Are We Headed for Another Housing Crash? What 2026 Really Looks Like
Looking through real estate news recently? Somewhat makes you queasy, doesn’t it? Prices are dropping in some cities. Mortgage rates are still hanging around uncomfortably high. Everyone and their neighbor has an opinion about where this is all headed. So naturally, you’re asking yourself, will the housing market crash in 2026? The straight answer, according to people […]
DWP’s New Bank Rules Have Pensioners Worried – Here’s What’s Actually Happening
My neighbour Jean got a letter from DWP last month asking her to verify her bank details. She panicked, thought it was a scam. Turns out it wasn’t. The DWP pension bank rules update has caused loads of confusion, with pensioners getting letters and not knowing if they’re genuine or dodgy. From November 2025, DWP […]
Lucid Keeps Saying Sales Reports Are Wrong—But Won’t Show Their Real Numbers
Every month, the same thing happens. A research firm publishes sales data for Lucid’s Gravity SUV. Then Lucid says those numbers are completely wrong. The Lucid Gravity sales data dispute started when Motor Intelligence reported 130 Gravity SUVs sold in September. Lucid immediately said that was “inaccurate and not even in the ballpark.” Back in […]
The Rachel Reeves Budget: A Year Later, and Still No One’s Happy
So I’m watching the Rachel Reeves budget of October 2024, yeah? First woman chancellor ever. Historic moment. Labour’s initial budget in 14 years. It should’ve been a celebration. Instead? My WhatsApp was going mental. Farmers are fuming. Business owners are panicking. Everybody’s asking, “What has she done to my taxes?” Six months later, people are […]
When NS&I Sends Your Money to a Complete Stranger
My aunt Barbara has been purchasing Premium Bonds since 1972. She was diligent about purchasing them, buying bonds on every birthday, Christmas, and any other occasion; any spare cash would be invested directly into bonds. Therefore, when she phoned me last Tuesday in an absolute state, I knew something was definitely amiss. “They’ve sent my […]
HMRC Clarifies Rules for Pension Providers on Returned Tax-Free Lump Sums
HM Revenue and Customs (HMRC) has given a strong message to pension providers that once a tax-free lump sum is taken out of a pension scheme, it cannot be undone, even if the money is returned. This is a big change that has shaken up the UK pension market. This clarification, which came out in […]
Why the Santander Branch Closures Hit Harder Than You Think
So I visited my nearest Santander branch last Tuesday to deal with some payment thing; one of those things you can’t manage on the app because it’s too much faffing around. Huge sign on the door: “This branch will close permanently on 30th July 2025.” What?! I’m standing there like a mug reading this notice, […]
Here’s Why the Diversity Built Britain Coin Is Creating a Right Fuss
So it’s Tuesday morning, and here I am, standing behind this complete loon at Tesco. There he is counting his money like he’s looking for buried treasure. Properly holding up the queue, too. Then he’s telling us about a 50p coin that is worth loads. I assumed he was bonkers, but as it happens, the […]