Tag: Personal Finance

Boost for Premium Bonds As NS&I Prize Fund Rate Increases

Posted on September 2, 2026 by Samuel Turner

Quick Answer: Premium Bonds now pay a prize fund rate of 4.35%, up from 3.80%, and the odds on each £1 bond have shortened to 21,000 to 1. The NS&I prize fund rate increase kicked in with the September 2026 draw, bringing around 308,000 more tax-free prizes. NS&I announced it all on 18 August 2026, […]

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Why HMRC ISA Tax Changes are Causing Concern Among Savers

Posted on June 24, 2026 by Alden Brooks

The latest HMRC ISA tax changes have landed, and plenty of savers are uneasy. From April 2027, interest earned on cash held inside a stocks and shares ISA will be taxed at 22%. It’s part of a wider shake-up meant to nudge people away from cash and towards investing. But providers warn the new rules […]

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